Which expense management tools do AI answer engines actually recommend?

When an SMB buyer asks an AI assistant which expense management software to buy, a shortlist comes back. We asked 44 different phrasings of that question across 2 engines, 88 answers in total, and counted every product named. This is the result. Nobody paid to be on it, and no vendor list was written in advance — the 57 vendors below are simply everyone the engines named.

Run 3 August 2026 Questions 44 Answers 88 Vendors named 57 Top-10 repeatability 10/10

Free to read, raw data included.

Is one of these expense management platforms yours?

The board is re-measured every month. For $9.99 a month you get one email when your own row moves — your rank and answer count, who took the mentions you were absent from, and which of the 44 questions started or stopped naming you. Leave your address and I reply by hand with what your row reads today. What is in it, and the $29.99 one-off report →

Nothing is charged and nothing starts — I reply by email. Your address is used to answer you and to set up billing; it does not go on a list.

Two conditions on every number below

These 44 questions are one family of phrasings — expense management software — and every number below is conditional on them. A differently worded family about the same products — a different size of buyer, a different budget, a different constraint — is a different measurement and can come back naming a different set of products. All 44 questions are printed in full below, so you can see exactly what was asked before you read what came back. We have measured how big that can get, on two of our own boards: SuiteCRM is named in 83 of the 132 answers on /c/crmctx/ and in none of the 132 on /c/crm/ — same products, same day, same extraction, asked differently.
The engine columns below are not one instrument. Perplexity (sonar) searches the web while it answers and returned the sources used beside every one of those 44 answers — that column is what gets retrieved. Gemini (gemini-flash-latest) was called through its API with no tools and the near-empty system prompt quoted in the method below, so it answers out of the model’s own weights — not one of those 44 answers came back with a source. That column is what the model already remembers. Both are worth counting and they are not the same measurement: a product can be named often by what the models remember and rarely by what they retrieve, or the reverse, and the totals in the Answers column add the two together.

The leaderboard

“Answers” is how many of the 88 answers named that product. Share is the same number as a percentage. The two right-hand columns split it by engine. Every row has its own link — the # beside a vendor name gives you something like connexion.me/c/expense/#ramp. Click a vendor's name to see which of the 44 questions named them, and click one of those to read the answer it was counted from, word for word.

#VendorAnswers ShareGeminiPerplexity
1Ramp#7079.5%3832
2Expensify#5259.1%2725
3Brex#5158.0%2823
4Zoho Expense#3135.2%1615
5SAP Concur#2831.8%1612
7BILL Spend & Expense#
Named together with Divvy in 9 of the 19 answers that name either. Gemini’s answer to question 2 writes the two as one product renamed: “BILL Spend & Expense / formerly Divvy”. Counted as separate rows — how names are counted.
1921.6%811
8Airbase#1517.0%123
9TripActions#
Named together with Navan in 15 of the 22 answers that name either. Gemini’s answer to question 1 writes the two as one product renamed: “**Navan** (formerly TripActions)”. Counted as separate rows — how names are counted.
1517.0%150
10Divvy#
Named together with BILL Spend & Expense in 9 of the 19 answers that name either. Gemini’s answer to question 2 writes the two as one product renamed: “BILL Spend & Expense / formerly Divvy”. Counted as separate rows — how names are counted.
910.2%72
11Rydoo#910.2%18
12Spendesk#910.2%18
13Rippling Spend#78.0%07
14BILL#55.7%14
15Coupa#55.7%41
16Payhawk#55.7%05
17Certify#44.5%22
18Everlance#44.5%31
19Airwallex#33.4%03
20Emburse#33.4%12
21Fyle#
Named together with Sage Expense Management in 1 of the 3 answers that name either. Perplexity’s answer to question 14 writes the two as one product renamed: “**Sage Expense Management (formerly Fyle)**”. Counted as separate rows — how names are counted.
33.4%21
22Rho#33.4%12
23Chrome River#22.3%20
24Concur#22.3%02
25ExpenseIn#22.3%02
26Mercury#22.3%11
27PEX#22.3%02
28Alaan#11.1%01
29AppZen#11.1%01
30Avaza#11.1%10
31BigTime#11.1%01
32BQE CORE#11.1%01
33Dext#11.1%01
34Engine#11.1%01
35Extend#11.1%01
36Mekari Expense#11.1%01
37MileIQ#11.1%10
38Mobilexpense#11.1%01
39Order.co#11.1%01
40PayEm#11.1%01
41Pleo#11.1%01
42Pliant#11.1%01
43Procurify#11.1%01
44Productive#11.1%10
45Projectworks#11.1%01
46Reimbi#11.1%01
47Reimburse for Nonprofits#11.1%01
48Replicon#11.1%01
49Sage Expense Management#
Named together with Fyle in 1 of the 3 answers that name either. Perplexity’s answer to question 14 writes the two as one product renamed: “**Sage Expense Management (formerly Fyle)**”. Counted as separate rows — how names are counted.
11.1%01
50SAP Ariba#11.1%10
51SparkReceipt#11.1%01
52SutiExpense#11.1%01
53TimeSolv#11.1%01
54TravelPerk#11.1%10
55Workday Expenses#11.1%10
56Zip#11.1%10
57Zip Intake-to-Procure#11.1%10

What is free, and what is for sale

Everything above is free and stays free — the leaderboard, the method, all 88 raw answers and the machine-readable ranking, published in full at the bottom of this page. No vendor paid to be listed, no vendor can pay to move, and nothing here goes behind a login later.

What is for sale is one vendor's row, watched: $9.99 a month to be told when your rank moves, who took your mentions, and which phrasings started or stopped naming you — the board is re-run monthly and you get what changed. A one-off $29.99 deep report on a single row is the other option. What is in each →

Method

Every claim on this page is reproducible from the files linked at the bottom.

The engines

Gemini (gemini-flash-latest), Perplexity (sonar). Each was called through its public API with a near-empty system prompt — “answer the user's question directly and concisely” — and nothing else. The engines were not asked to produce a list, rank anything, or name vendors. Steering them toward a list would have manufactured the thing being measured.

The questions

44 distinct phrasings of one purchase decision, written before any measurement was run. No vendor name appears in any of them.

These 44 questions are one phrasing family, not every way this market gets asked about. The family is expense management software — that is the wording they were written from, and it is counted back against them here: 32 of them contain “expense”; 18 of them contain “management”; 32 of them contain “software”, and 42 of the 44 contain at least one. A different family about the same products — a different size of buyer, a different budget, a different constraint, different words — is a different measurement, and it can come back naming a different set of vendors. This board is this family, measured. It is not the whole market.
  1. What is the best expense management software for a 50-person company?
  2. Best spend management software for small business
  3. We're a 30 person startup and expense reimbursements are a mess in spreadsheets. What expense software should we buy?
  4. Recommend expense management software for a company with under 100 employees.
  5. affordable expense management software for SMB
  6. What expense software do small companies actually use?
  7. best corporate credit card and expense management platform for startups
  8. What software should a mid-sized company use to track employee spending and issue smart cards?
  9. best expense reporting software for remote teams
  10. We need software to automate employee receipt submission and approval workflows. What should we get?
  11. Which expense tracking system integrates best with accounting software for a fast-growing agency?
  12. best spend management software with automated receipt matching
  13. What expense management platform is best for managing corporate cards and travel expenses?
  14. We are a non-profit with 40 employees and need an easy way to submit and approve receipts on mobile. Recommendations?
  15. best mileage and expense tracking software for sales reps in the field
  16. Top rated corporate expense management systems for enterprise
  17. What is the easiest expense reporting tool for employees who hate submitting receipts?
  18. best expense management software for multi-currency international travel
  19. We have 15 employees using personal credit cards for work purchases and reimbursing manually. What tool should we switch to?
  20. best software for setting spending limits on corporate card issuance
  21. What expense software handles per diem rates and corporate travel receipts automatically?
  22. cheap expense reporting software for small teams
  23. What software do accounting teams prefer for employee expense approvals and reconciliation?
  24. best spend management software with OCR receipt scanning
  25. We are a construction company with crews purchasing supplies daily. What expense management software works best for field workers?
  26. modern spend management platform for tech startups
  27. What expense software is best for enforcing corporate travel policy compliance?
  28. best corporate expense software with real-time budget tracking and spending controls
  29. What is the most popular expense reporting platform for mid-market companies?
  30. We need spend management software that handles both corporate card controls and out-of-pocket reimbursements. What should we buy?
  31. best expense software for automated accounting system integration
  32. What software should a 200-person company buy to eliminate paper receipts and manual expense reports?
  33. best cloud expense management software for multi-entity businesses
  34. What expense tracking system do consulting firms use for billable client expenses?
  35. easy to use expense management app for employees and managers
  36. What expense management software has the fastest reimbursement payout times?
  37. best enterprise spend management software with custom approval hierarchies
  38. We need corporate card controls and automated expense matching for 75 employees. What software is best?
  39. best expense software for tracking mileage, meals, and client entertainment
  40. What software handles employee expense reports and corporate spend policies without manual data entry?
  41. best spend control and expense reporting platform for growing finance teams
  42. What software should a marketing agency use to track team credit card purchases against client budgets?
  43. best mobile app for employee expense reporting and mileage logs
  44. What software do CFOs recommend for corporate spend management and expense compliance?

How the vendor list was built

Each of the 88 answers was read back and every named product extracted. The vendor list is discovered: a product appears here if and only if an engine named it. Counted are expense management platforms, spend management tools, corporate credit card and expense reporting systems, and broader financial/payroll suites whose expense module was named. Excluded, even when named: core accounting software, standalone payroll platforms, accounts payable and bill-pay tools without expense tracking, corporate travel booking tools without expense management, traditional bank credit cards, mileage-tracking-only apps, receipt-scanner-only tools, enterprise ERPs named without an expense module, and companies named only as an example employer.

Spelling variants of one product are folded together, and a trailing “by company” is dropped. This run collapsed 29 spellings onto 13 of the rows below: “BILL Spend & Expense”, “BILL Spend & Expense (formerly Divvy)” and “BILL Spend and Expense” are one row — the one the table prints as BILL Spend & Expense. An edition name is folded into its product when it is that product’s name followed by a further word, and the plain name is at least three times as common. This run folded 4 such names, among them “Brex for Enterprise” counts as Brex and “BILL Spend & Expense with BILL Travel” counts as BILL Spend & Expense. A name that merely begins with the same letters is a different product and keeps its own row. No pair was merged by hand in this category: every fold above is the rule applied mechanically, with no human judgement about who is who.

Beyond those folds a product is counted as the engines spelled it, and two rows in the table are never merged into one. When a product has been renamed or acquired and the engines still answer with both names, both names keep their own row: this page carries no hand-maintained list of who is now who, because that list would be a human claim about a mechanical count and nothing here could check it. What it has instead is the answers. Where an answer itself writes two of the rows below as one product renamed — the construction “X (formerly Y)” — the line beside those rows quotes that sentence and gives the overlap and the total, so the union is on the page. Nothing else produces that line. Two rows being named in the same answers does not, however often: the engines answer in shortlists, so the leaders of a category are named together whatever they are called. 3 pairs of rows below carry that line in this run: Navan and TripActions, BILL Spend & Expense and Divvy, Fyle and Sage Expense Management. What each one quotes is what an engine wrote, not a judgement of ours about who owns what.

A product is counted once per answer, however many times that answer mentions it.

Is this stable, or is it noise?

The entire run was repeated a second time, same 44 questions, same engines, independent calls. The top ten came back 10/10 identical. What moved: by position, Expensify was 2 in run A and 3 in run B; Brex was 3 in run A and 2 in run B; SAP Concur was 5 in run A and 6 in run B; Navan was 6 in run A and 5 in run B. Run B named 55 vendors over 88 answers against run A's 57. The tail moves; the head does not.

A leaderboard whose top ten reshuffles between runs would not be worth publishing, so this check was run before the page was, and the page ships only because it passed.

What this is not

This measures what two answer engines said on 3 August 2026, in response to these questions, through their APIs. It is not a quality ranking, not a review, and not advice on which expense management software to buy. A product can be excellent and rank low here — that gap is the point.

The raw data

All 88 answers, verbatim, one JSON object per line: run A · run B. The per-answer extracted product names: run A · run B. Machine-readable ranking: ranking.json.

What Perplexity was reading. It is the only one of these engines that returns a source list, and the markers in its answers above — [1], [2] — point into it. Every URL it cited, with the title, date and the excerpt it actually retrieved, one JSON object per answer: run A · run B. Join on index to the answers file, and read [n] as citations[n-1]. Perplexity returned a source list on 44 of its 44 answers. Gemini returned no sources at all — no citation, grounding or search-result field of any kind appears anywhere in its API response, on any of the 44 answers it gave. That is a fact about the engine, not a gap in this page.

The sources behind the answers

Run A's 44 Perplexity answers cited 861 URLs across 197 distinct domains. Below are the 56 that were cited in three or more separate answers. Citations counts every URL from that domain, so a domain cited three times in one answer counts three times; Answers is how many of the 44 answers cited it at all.

DomainCitationsAnswers
reddit.com7139
g2.com4530
youtube.com4328
ramp.com3830
brex.com3626
gartner.com3231
rippling.com2926
mercury.com2323
expensify.com2020
payhawk.com1917
ofx.com1818
gitnux.org1614
wifitalents.com1514
fylehq.com1513
forbes.com1414
uschamber.com139
bill.com1212
learn.g2.com1212
spendesk.com1212
pcmag.com1111
oysterhr.com99
paylocity.com99
rho.co88
sourceforge.net88
worldmetrics.org88
nerdwallet.com87
play.google.com84
emburse.com77
thecfoclub.com77
zoho.com76
airwallex.com66
checkthat.ai66
getapp.com66
quickbooks.intuit.com66
wise.com66
concur.com55
f6s.com55
guideflow.com55
apps.apple.com54
alaan.com44
mobilexpense.com44
paychex.com44
paywithextend.com44
pexcard.com44
siit.io44
tipalti.com44
cnbc.com43
navan.com43
order.co43
capterra.com33
fraxion.biz33
freshbooks.com33
mekari.com33
slash.com33
sparkreceipt.com33
venn.ca33

A domain missing from this table was cited in fewer than three answers, or was never cited at all — the run A file linked above is the complete list either way, and it is the only way to tell those two apart. Cited is not endorsed: a page the engine retrieved is not a page that recommended anyone, and this counts what was read, not what it said.

The answer a vendor panel shows you is read straight out of the run A file linked above — the page fetches the one line it needs and displays it unaltered, so what you read there and what you get by downloading the file are the same bytes.

What one line of each file holds, and the terms you may re-use them under — the raw answers may be re-used in any medium, commercially and inside open-source software, with attribution.